One-2-Property

The past 10 years have seen an increase in the interest, purchase and benefit of buying a property abroad. The late 90’s and early part of the 21st century has seen house prices surge in the Western countries to record heights, this together with the ever increasing number of the low cost airline destinations has given the average family the excess equity in their existing homes and easier access to be able to think about buying and perhaps living overseas.

We have all been on a holiday to some exciting destination, be it Europe, The Americas or even exotic Asian and Pacific countries, and whenever we see a local estate agent we always make a beeline for their shop window if not to compare the prices to back home then certainly to see how and what we could afford -  without really considering the possibilities.

The main question we at One-2-Property are asked by potential investors and holiday home seekers is “where should we buy”? A difficult question to answer as everybody’s idea of owning overseas investment property or off plan developments is completely different. We have a series of questions that we ask our clients to consider when thinking of buying abroad which include:

* Budget - how much do you want to or can you spend. Do you need a mortgage or finance?
* Location - is location important for you? Beach, countryside or town?
* Use - personal for holidays or purely investment or a bit of both?
* Access - is getting to your property easily and cheaply important to you?
* Employment - will you need to work what is the employment situation?
* Schooling - do you need to consider such things as schooling for your children?
* Size - will a one bed apartment be big enough or do you need to consider a 4 bed town house or villa?
* Rentability - is it going to be a necessity to rent your property out to help with mortgage payments?

Although we have many different websites and feature over thousands of properties for sale in different countries abroad no two inquiries are ever the same and as such we treat each inquiry on a personal basis. We feature properties for sale directly from local owners and developers in each country.
What about the legalities

Buying a property abroad can be relatively straightforward and we can help - there is nothing really complicated as long as you follow instructions and use a reliable legal representative - whether they are from the country concerned or from your home country - it will certainly make you feel more at ease and will help things to run smoothly. We feature various articles and information on buying property abroad on our website and apart from various little peculiarities in certain countries most overseas property purchases can run smoothly.

Mortgages
Financing your overseas property is a lot easier now than it was a couple of years ago. Mortgages for buying property abroad can be arranged through One-2-Property or local banks. A typical loan to value %’s can range from 50 - 60% depending on the country.

Insurance
As with all major purchases insurance must play a part in your overall budget plan. We would strongly recommend that adequate property and contents insurance is taken out to cover your investment as it grows. Although you don’t anticipate any problems arising with your new home you certainly want to ensure that your investment is covered against loss and damage.

As we become more and more daring in our ventures of overseas holidays then the general public will continue to conquer new and exciting areas of the globe in which to lay their foundations of a holiday home or indeed a permanent residence abroad. Whatever your reasons are for considering a move abroad then remember there’s only one company out there that can offer direct access to thousands of properties for sale in the hottest destinations Tel: +66807007900